Towson, Maryland Car Accident Lawyer

Attorney for Car Accident Injuries in Towson, MD

Dealing with injuries and insurance claims in the wake of a car accident can feel like a nightmare. In Towson, Maryland, it is crucial to understand the steps to take (and not take) immediately after an accident to protect your claim for compensation. By working with the experienced attorney at Serafini Law, you can avoid common mistakes that can derail an accident claim.

Mistakes to Avoid After a Car Accident

Failing to Seek Medical Attention

One of the first mistakes many people make after an accident is neglecting to seek medical help. Your health should be a top priority. Here is why:

• Injuries may not be immediately apparent - Some injuries, like concussions, may not show symptoms right away. Delaying treatment could worsen your condition.
• It is important to document your injuries - Receiving medical treatment will create a record that will be instrumental in your injury claim.
• You may experience insurance complications - Not getting treatment right away may lead insurers to question the severity of your injuries, and they may attempt to deny your claim or reduce the amount of compensation you can receive.

Not Documenting the Accident Scene

Failing to collect enough evidence at the scene can seriously hurt your claim. To ensure that evidence is preserved while it is still available, you can:

• Take photos - Capture images of vehicle damage, road conditions, and any visible injuries.
• Gather witness information - Collect names and contact details from anyone who saw the accident.
• File a police report - By calling 911 and having police come to the scene, you can ensure that a report will be filed. A police report will serve as a key piece of evidence in your case that can demonstrate fault for the accident.

Admitting Fault at the Scene

In the heat of the moment, it can be tempting to say, "I'm sorry" or make other statements indicating that you were to blame for the accident. It is important to avoid making these admissions, because anything you say could be interpreted as admitting fault, which could lead an insurance company to deny your claim.

Failing to Address Insurance Issues Correctly

After a car accident, you may need to communicate with insurance companies to file claims and make sure you receive the proper coverage. There are some mistakes to avoid when handling these issues:

• Know your coverage - Familiarize yourself with your policy and how it applies to your case. You may also need to understand what coverage is provided by the other driver or anyone else who was involved.
• Pay attention to deadlines - It is important to make sure you meet all reporting and claim filing deadlines to avoid losing out on compensation.
• Do not share too much - When you speak to insurance companies, they may try to obtain information that could be used to deny or devalue your claim. You should avoid making recorded statements or saying anything that could indicate that you were at fault for the accident. At Serafini Law, we can handle all communications with insurance companies, making sure the right information is provided and avoiding any statements that could harm your claim.

Accepting the First Settlement Offer

Insurance companies may try to settle your claim quickly, but accepting the first offer is often a huge mistake. It is important to consider the following:

• Assessment of your damages - You may not fully understand the extent of your injuries and their long-term implications. With the help of an attorney, you can fully assess your damages and ensure that settlement offers will meet your needs.
• Negotiate a fair settlement - Our lawyer can help you negotiate with insurance companies and ensure that you do not accept lowball offers that will not fully address your damages.

Failing to Work With an Experienced Attorney

Attempting to handle your claim on your own can be one of the most significant mistakes you can make. Here is why working with an attorney is so important:

• Navigating the legal system - Our attorney can help you understand the legal aspects of your case and ensure that you follow the correct procedures.
• Maximizing compensation - With our experience negotiating settlements, we can make sure the right steps are taken to ensure that you receive the full compensation you deserve.
• Peace of mind - Having a professional by your side can alleviate stress as you focus on your recovery.

Contact Our Towson Motor Vehicle Accident Attorney

After an accident, you should take steps to address your health and well-being while addressing legal concerns that may affect you. With assistance from a qualified lawyer, you can make sure insurance claims and other issues will be handled correctly. Contact the skilled attorney at Serafini Law to get the representation needed in your case. Give our office a call at 240-744-1600 for a complimentary consultation.